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My husband and are in the process of purchasing a small home. We are seniors living on a fixed income and have to watch every penny. We have two weeks to find the homeowners insurance and they all seem to be so high in price. Does anyone have any ideas how we find an affordable homeowners insurance?
Chosen Answer:
Not having any idea WHY they?re so high in price, they?re probably all going to be in the same ballpark.
It could be your claims history, it could be your location (Florida?), but if you?ve gotten multiple quotes, all in the same range, then that?s how much it?s going to cost.
You can lower your cost without sacrificing coverage by raising your deductible ? A LOT, or maybe you want to eliminate theft coverage from your policy.
There?s no shortcut, and there?s no ?secret? way to cut your insurance in half. I?m thinking you?re going to have to rethink this purchase, because insurance is usually part of the deal.
by: mbrcatz
on: 2nd August 10
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